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Cedar Valley Habitat for Humanity is a
partnership of individuals, businesses, churches,
organizations and families of low resources. It is the
local affiliate of
Habitat for Humanity International (HFHI), a
not-for-profit ecumenical Christian housing ministry
committed to eliminating substandard housing throughout
the world. CVHH is financed through private donation and
utilizes volunteer labor.
Habitat is a helping hand, not a hand out. The
only thing given away is opportunity. To keep homes
affordable we use as much
volunteer labor and
discounted or donated materials as possible. A
rehabilitated or new unit is then sold at no interest to
a family whose annual income does not allow them
conventional financing, but who can afford to buy and
maintain their own home if the price and terms are
right.
- Need for improved housing must exist.
This evaluation includes condition of the
applicant's current residence involving safety,
space issues and / or affordability. Applicant must
also be a resident of our service area for a minimum
of one year.
- There must be sufficient stable, verifiable
household income in order to make monthly
payments on principal and to a tax & insurance
escrow account and a maintenance savings account.
There can be no outstanding credit issues. Stable
length of employment means a minimum of one year in
current job location.
- Applicant must demonstrate willingness to
partner. Partnership activity begins after
confirmation of approval of the application by the
Board of Directors. Partnership means that the
approved applicant will attend programming to learn
and practice budgeting, home repair and maintenance.
We currently require attendance at the MidAmerica
Housing Partnership Home Buyer Workshop to satisfy
this requirement.
- Applicant must attend an orientation
meeting. Starting after August 14,
2010, the Family Selection Committee will only
accept applications from individuals who have
attended an orientation. Orientations will
take place quarterly. Please
contact our office to learn the dates and times
of upcoming orientation meetings.
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