Provide Hope to Future Generations

Through the avenue of planned giving, you can have a direct impact on the future of our community that will resound far beyond your lifetime.

  • Wills and Family Trusts: A gift to Habitat is a wonderful way to create a memorial that lives on and helps change lives for local families for years to come. Simply ask your attorney to include a bequest to Cedar Valley Habitat for Humanity in your will. Suggested Bequest Language: I, [name],of [city, state, ZIP], give, devise and bequeath to Cedar Valley Habitat for Humanity [written amount or percentage of the estate or description of property] for its unrestricted use and purpose. Cedar Valley Habitat for Humanity’s tax exempt Employee Identification Number (EIN) is 42-1320296.
  • Gifts of IRA Funds: Certain tax provisions allow for distributions to be made from an IRA account directly to a charity without recognizing the distribution as income, therefore making it not taxable.
  • Gifts of Life Insurance: Endowments through gifts of life insurance are among the most innovative planned giving vehicles and suit the needs of many different donors. With life insurance, Habitat is designated as a beneficiary of a life insurance policy, which can be used to create a philanthropic fund upon a donor’s passing, allowing their surviving family to continue their charitable interests. An existing policy can be transferred and CVHFH can be named as the owner. At the time of transfer, a current deduction equal to the net cash value of the policy can be taken. All future premium payments, when paid, would be a current tax deduction.