Planned Giving

Help Us Bring Hope to Future Generations

Through the avenue of planned giving, you can have a direct impact on the future of our community that will resound far beyond your lifetime.

Wills and Family Trusts

A gift to Habitat is a wonderful way to create a memorial that lives on and helps change lives for local families for years to come. Simply ask your attorney to include a bequest to Cedar Valley Habitat for Humanity in your will.

Suggested Bequest Language: I, [name],of [city, state, ZIP], give, devise and bequeath to Cedar Valley Habitat for Humanity [written amount or percentage of the estate or description of property] for its unrestricted use and purpose.

Cedar Valley Habitat for Humanity’s tax exempt Employee Identification Number (EIN) is 42-1320296.

Gifts of IRA Funds

Certain tax provisions allow individuals to make distributions from their IRA accounts directly to a charity without recognizing the distribution as income, and therefore, not taxable.

Gifts of Life Insurance

Endowments through gifts of life insurance are among the most innovative planned giving vehicles and suit the needs of many different donors. With life insurance, Habitat is designated as a beneficiary of a life insurance policy, which can be used to create a philanthropic fund upon a donor’s passing, allowing their surviving family to continue their charitable interests. An existing policy can be transferred and CVHFH can be named as the owner. At the time of transfer, a current deduction equal to the net cash value of the policy can be taken. All future premium payments, when paid, would be a current tax deduction.

Gift Annuities

You’d like to help, but need the income, or you may have a highly-appreciated stock that pays a low dividend, but you don’t want to trigger the capital gains tax. Whether funded with cash or stock, a gift annuity will provide a handsome cash flow that may be partially tax-free! You’ll also get a partial tax deduction now.